:root{--navy:#14305a;--orange:#f26a21;--ink:#1d2733;--bg:#fff;--soft:#f4f6fa}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:var(--bg)}
a{color:var(--navy)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.nav{position:sticky;top:0;z-index:10;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:10px 20px;background:#fff;border-bottom:1px solid #e3e7ee;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:700;color:var(--navy)}
.brand img{width:44px;height:44px}
.nav nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.nav nav a{text-decoration:none;font-weight:500}
.btn{display:inline-block;background:var(--orange);color:#fff!important;padding:13px 24px;border-radius:8px;font-weight:600;text-decoration:none}
.btn:hover{filter:brightness(.92)}
.btn.small{padding:8px 16px}
.btn.ghost{background:transparent;border:2px solid #fff}
.hero{background:linear-gradient(135deg,var(--navy),#0b1d3a);color:#fff;padding:72px 0}
.hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(2rem,4.5vw,3rem);line-height:1.15;margin:.2em 0}
.eyebrow{color:var(--orange);font-weight:700;text-transform:uppercase;letter-spacing:.1em;margin:0}
.lead{font-size:1.15rem;opacity:.92}
.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.hero-logo{width:100%;max-width:300px;justify-self:center;background:#fff;border-radius:20px;padding:20px}
.section{padding:64px 20px}
h2{font-size:2rem;color:var(--navy);margin:0 0 .3em}
.sub{color:#51606f;max-width:720px;margin:0 0 32px;font-size:1.05rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px}
.card{background:#fff;border:1px solid #e3e7ee;border-top:4px solid var(--orange);border-radius:12px;padding:26px;box-shadow:0 4px 14px rgba(20,48,90,.06)}
.card h3,.cards.three h3{color:var(--navy);margin:.3em 0}
.icon{font-size:2rem}
.band{background:var(--soft);padding:64px 0}
.band.alt{background:var(--navy);color:#fff}
.band.alt h2,.band.alt .sub{color:#fff}
.tags{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:12px}
.tags li{background:var(--soft);border:1px solid #d5dbe6;border-radius:999px;padding:9px 20px;font-weight:600;color:var(--navy)}
.contact{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:24px}
.contact h3{margin:0 0 4px;color:var(--orange)}
.contact p{margin:0}
footer{background:#0b1d3a;color:#cfd8e6;padding:22px 0;text-align:center;font-size:.9rem}
@media(max-width:760px){.hero-grid{grid-template-columns:1fr}.hero-logo{max-width:200px;order:-1}.hero{padding:44px 0}}